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Solutions · Subcontractors

You Do the Work.
Now Get Paid for It —
On Time, In Full,
Without Chasing.

Submit pay apps digitally, track approval in real time, see exactly which payment gate is holding your money, know your retainage release date, and forecast cash based on facts — not phone calls.

Sub Operations Snapshot
12
Active Projects
6
GCs You Work For
$1.8M
Retainage Owed to You
$620K
AR Outstanding
The Getting-Paid Cycle

You Finished the Work 6 Weeks Ago. You're Still Waiting.

Getting paid as a sub means submitting paperwork, waiting in silence, providing more paperwork, waiting again, and eventually calling the GC's AP department. Every step is reactive. Every delay costs you money. Here's the cycle you know too well.

1
Complete the Work
Finish scope, document progress, take photos, get field approval. The easy part.
📷 Procore + Photos
2
Submit Pay App
Fill out G702/G703 in Excel. Calculate retainage. Email to GC. Hope the format is right.
📄 Excel + Email
3
Wait for Approval
GC reviews. Requests corrections. Resubmit. 2-3 weeks of silence. No status updates.
⏳ Email Inbox
4
Provide Compliance
GC requests lien waiver, updated insurance, W-9. Different forms per state. Email PDFs back.
📧 Email + PDF
5
Wait for Payment
Approved but not paid. "Check is in the mail." No visibility on timing. Call AP again.
📞 Phone + Hope
6
Chase Retainage
Project done 6 months ago. Retainage still held. No release timeline. No leverage. Just waiting.
📞 Phone + Spreadsheet
6 steps, zero control, 30-45 days to get paid, retainage trapped 6-12 months.
30-45 day cycles 15-20% rejection rate 10+ calls/week

With Metaprise, You See Everything. You Chase Nothing.

The same six steps — but now you have visibility, control, and speed at every stage.

1
Log Progress
Completion synced from Procore. Photos, daily logs, and % complete auto-populated into billing.
✓ Auto-synced
2
Submit Digitally
Native G702/G703. Retainage auto-calculated. One click to submit. Confirmation receipt instant.
✓ No Excel templates
3
Track Live
See real-time status: Submitted → In Review → Approved → Scheduled. No more black hole.
✓ Real-time status
4
Upload Once
Lien waivers, insurance, W-9 — upload via portal with e-signature. State-correct forms auto-generated.
✓ Self-service portal
5
Know the Date
All gates clear? See exact payment date. Gate pending? See exactly which one — and what you can do.
✓ Exact ETA visible
6
Track Release
Retainage conditions visible. Release timeline tracked. State deadline enforcement works for you.
✓ Automated tracking
6 steps, full visibility, 5-10 days to payment, retainage release tracked automatically.
5-10 day cycles < 3% rejection Zero phone calls
The Sub Platform

Every Module, Through the Sub Lens

Metaprise has six modules. For GCs, they're tools of control. For you, they're tools of visibility — showing you exactly where your money is, why it's delayed, and when it's arriving.

Retainage Management

Know What's Owed. Know When It's Coming.

As a sub, retainage is money you've earned but can't touch — sometimes for months or years after the work is done. Metaprise shows you exactly how much every GC is holding, what conditions must be met for release, and when state deadlines force their hand.

Portfolio-Wide Visibility

See total retainage owed to you across every GC, every project, with cumulative balances and release timelines in one dashboard — not scattered across spreadsheets.

Release Condition Tracking

See the exact conditions that must be met before release — substantial completion, punch list, final inspection, warranty period — and which ones have already been satisfied.

State Deadline Enforcement

Many states require retainage release within specific timeframes. Metaprise tracks these deadlines and alerts both parties — so the law works for you, not just against the GC.

Explore Retainage Management →
Retainage Owed to You — Portfolio
Total Owed Across 12 Projects
$1,820,000
Collectible in 30 Days
$245K
GC / Project
Owed
Release
Conditions
Apex Construction
Airport Terminal B · Electrical
$142,000
Mar 15
3/3 Met
Turner West
Metro Center · Electrical
$310,000
Pending
2/4 Met
Hensel Phelps
Riverside Medical · Fire Alarm
$88,000
Overdue
State Deadline
Showing 3 of 12 projects · View All →
AR/AP Automation

Submit Once. Get Approved Faster. Know Where It Stands.

Every month you fill out the same Excel G702 template, calculate retainage manually, email it to 6 different GCs in 6 different formats, and then wait — with zero visibility into whether they've opened it, reviewed it, or rejected it. Metaprise replaces the entire process.

Native G702/G703 Submission

Build pay applications in the standard AIA format directly in Metaprise. Scheduled values, percentage complete, retainage — all auto-calculated from your project data. No Excel template, no manual math.

Real-Time Approval Tracking

See exactly where your pay app is: Submitted → In Review → Approved → Scheduled → Paid. When there's a correction request, you see it immediately — not 2 weeks later via email.

Billing History & Audit Trail

Complete history of every pay app: submitted dates, approval dates, payment dates, corrections, and disputes. Documentation that protects you if a disagreement arises.

Explore AR/AP Automation →
Pay App Tracker — February 2026
Airport Terminal B · Pay App #8
GC: Apex Construction · $85,000
Scheduled
SubmittedReviewedApprovedPayment Mar 5
Metro Center · Pay App #5
GC: Turner West · $142,000
In Review
SubmittedIn Review (3 days)ApprovedPaid
Highway Bridge Rehab · Pay App #3
GC: Kiewit · $64,000
Correction
Line item 4.2 disputed — GC requests breakdown of T&M hours. Respond →
SmartFlow Payments

See Exactly Why You're Waiting — and When It Clears.

For GCs, SmartFlow is an enforcement tool — gates that block payment until conditions are met. For you, it's a visibility tool. You see the same gates the GC sees: which ones you've cleared, which are pending on their side, and what's actually holding your money.

Gate-by-Gate Visibility

See every condition that must pass before your payment executes. Lien waiver? Submitted. Insurance? Current. PM approval? Pending on GC's side. You know exactly what's holding things up.

Self-Service Compliance

Upload lien waivers, insurance certificates, and compliance docs directly through the portal. E-signature built in. State-correct forms auto-generated. One upload clears the gate.

Payment Date Confirmation

When all gates clear, you see the exact payment date, payment rail (ACH/wire), and expected settlement time. No more "check is in the mail." Real dates. Real visibility.

Explore SmartFlow Payments →
Your Payment Status — Gate View
Metro Center · Pay App #5
GC: Turner West · Invoice: $142,000
3 of 5
Invoice Approved
GC approved Feb 18
Done
Lien Waiver Submitted
You submitted Feb 19 · e-signed
Done
Insurance Certificate Current
Verified automatically · Expires Aug 2026
Done
PM Scope Verification
Waiting on GC's project manager
GC Action
CFO Payment Approval
Triggers after PM verification
Pending
Estimated payment if all gates clear by Friday Mar 10 via ACH
Cash Management

Forecast When Every Dollar Arrives — Not Just What You Billed.

You know what you've billed. What you don't know is when you'll actually collect. Each GC pays on different schedules, holds different retainage, and has different approval delays. Metaprise builds your cash forecast from actual GC payment patterns — not contract terms.

Collection Timeline

See expected collection dates by project and GC, based on their actual payment history — not the Net-30 they promise. "Apex pays in 22 days. Turner averages 41."

Retainage Release Forecast

Each retainage hold has a projected release date based on project completion, conditions met, and state deadlines. See a rolling calendar of when trapped cash becomes available.

Cash Gap Alerts

When projected outflows (payroll, materials, equipment) exceed projected inflows, Metaprise alerts you weeks in advance — so you can accelerate collections or adjust commitments.

Explore Cash Management →
Cash Forecast — Next 60 Days
Expected Collections
Airport Terminal B
Pay App #8 · Apex Construction
$85,000
Mar 5
Metro Center
Pay App #5 · Turner West
$142,000
~Mar 12
Downtown Office Tower
Pay App #6 · Skanska
$96,000
Mar 8
Retainage Releases
Airport Terminal B
$142K
Mar 15 ✓
Riverside Medical
$88K
Overdue
Cash Gap Alert — Week of Mar 17
Payroll ($180K) + material delivery ($95K) exceeds expected collections by $48K. Consider accelerating Metro Center collection.
Contract Management

Every Promise, Tracked. Every Change, Protected.

You work under subcontracts with 6 different GCs, each with different retainage percentages, payment terms, and change order processes. Metaprise gives you one view of your entire subcontract portfolio — what's committed, billed, collected, and still owed.

Subcontract Portfolio View

All your subcontracts in one place: contract value, billed to date, collected, retainage held, remaining scope — by GC, by project, by trade. No more separate tracking per GC.

CO Tracking — Your Side

When a GC issues a change order, see the impact on your scope, contract value, and retainage. Track whether the GC has actually increased your subcontract to match the additional work.

Earned vs. Collected Gap

For every subcontract: how much work you've completed, how much you've billed, how much you've actually collected, and the gap between them. Your underbilling problem, quantified.

Explore Contract Management →
Subcontract Portfolio
Airport Terminal B — Electrical
GC: Apex Construction · 10% retainage
68% complete
Contract
$1.42M
Billed
$965K
Collected
$823K
Retainage
$142K
Metro Center — Electrical + Low Voltage
GC: Turner West · 10% retainage
23% complete
Contract
$3.1M
Billed
$713K
Collected
$403K
Retainage
$310K
Riverside Medical — Fire Alarm
GC: Hensel Phelps · 5% retainage
91% complete
Contract
$1.76M
Billed
$1.6M
Collected
$1.52M
Retainage
$88K
Banking Infrastructure

Get Paid Faster. On the Rail That Works. With Full Detail.

No more mystery deposits. No more calling the GC to ask "what was that $47K deposit for?" Metaprise delivers payments with full remittance detail — which invoice, which project, progress vs. retainage — directly to your account on the fastest available rail.

Optimal Rail Delivery

Same-day ACH for standard payments. Wire for large or urgent amounts. The GC's SmartFlow picks the best rail — you receive the money faster than a paper check ever allowed.

Full Remittance Detail

Every payment arrives with complete detail: invoice number, project, line items paid, retainage withheld, deductions. No more reconciling mystery deposits against multiple invoices.

Retainage Direct Release

When retainage release conditions are met, funds move from the GC's custodial sub-account directly to you. No additional invoicing. No paper check delays. Automatic and immediate.

Explore Banking Infrastructure →
Payments Received — Recent
Apex Construction — Airport Terminal B
Pay App #7 · Progress Payment
+$76,500
Feb 20 · ACH
Invoice: $85,000 Retainage: −$8,500 (10%)
Skanska — Downtown Office Tower
Retainage Release
+$64,000
Feb 15 · Wire
Final retainage · Project complete All conditions met
Turner West — Metro Center
Pay App #4 · Progress Payment
+$127,800
Feb 8 · ACH
Invoice: $142,000 Retainage: −$14,200 (10%)
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Your Dashboard

Open Metaprise. Know Exactly Where Your Money Is.

No more calling GC AP departments. No more checking your bank account and guessing. One dashboard that shows every dollar — billed, approved, in transit, and owed.

Sub Dashboard
Pacific Electric Co. · 12 Active Projects · 6 GCs · Last updated: 4 min ago
This Week This Month Quarter
AR Outstanding
$620K
Across 8 pay apps
Payments This Week
$181K
2 payments · gates cleared
Retainage Owed
$1.82M
$245K collectible in 30 days
Pay Apps Pending
3
1 correction · 2 in review
Compliance Alerts
2
Insurance renewal · Lien waiver due
Project AR Status · By Amount Outstanding
Metro Center
Turner West · 23% complete
Billed $713K
Collected $403K
$310K
Airport Terminal B
Apex Construction · 68% complete
Billed $965K
Collected $823K
$142K
Riverside Medical
Hensel Phelps · Retainage overdue
Billed $1.6M
Collected $1.52M
$88K
Highway Bridge Rehab
Kiewit · 45% complete
Billed $420K
Collected $356K
$64K
Upcoming Events
Payment arriving Mar 5
Airport Terminal B · $76,500 via ACH
Retainage release eligible
Airport Terminal B · $142K · Conditions met
Insurance expires in 14 days
Upload renewal to avoid payment hold
Pay app correction needed
Highway Bridge · Line item 4.2 disputed
Results

What Changes When a Sub Runs on Metaprise

Before
30-45 Days
After
5-10 Days
Days to Get Paid
Before
15-20%
After
< 3%
Pay App Rejection Rate
Before
After Closeout
After
Exact Date
Retainage Visibility
Before
10+/Week
After
Zero
"Where's My Payment?" Calls
Process Comparison

Metaprise vs. Your Current Process

You don't have a "tech stack." You have email, phone calls, Excel templates, and hope. Here's what changes when you replace that with a platform built for how subs actually get paid.

Sub Workflow Metaprise Email + Phone + Excel
Pay App Submission Digital, auto-calculate, instant delivery Excel template, email, wait for confirmation
Approval Tracking Real-time status, gate-by-gate visibility Call GC, send follow-up emails, wait
Retainage Tracking Portfolio view, release conditions, forecast Spreadsheet if you're lucky, nothing if not
Compliance Docs Portal upload, e-signature, state-correct Email PDFs, chase signatures, re-send
Payment Visibility Exact date, rail, full remittance detail "Check is in the mail" — mystery deposits
Cash Forecasting Project-level, data-driven, gap alerts Gut feel + bank balance

You Did the Work. Get Paid Like It.

See how Metaprise replaces your email chains, phone calls, and spreadsheets with one platform that shows you exactly where your money is and when it's arriving. 30-minute demo tailored to your trade.

Book Your Sub Demo Explore Full Platform